The Financial inclusion strategy will be defined as road maps of actions, agreed and defined at the national level, that stakeholders follow to achieve financial inclusion objectives. Successful strategies coordinate efforts with the main stakeholders, define responsibilities among them and state clear planning of resources by, for example, prioritizing targets.


A strategy can promote a more effective and efficient process to achieve significant improvements in financial inclusion and is ideally prepared with the private sector in order to establish and achieve shared, achievable goals for financial inclusion.


A comprehensive approach to financial inclusion addresses at least three aspects:


  • Access to financial services and products,

  • Usage of financial services and products; and quality of financial services and products,

  • Defined by consumer ability to benefit from new financial services and products.